Pay Over Time with Affirm

When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay overtime for your purchase.

Prequalify Now

Or

Just select Affirm at checkout.

Get flexible monthly payment options
For example, a $800 purchase might cost $72.21 /mo over 12 months at 15% APR. Options as low as 0% APR are available.

How it works

  1. Fill your cart
    Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
  2. Choose how to pay
    Pick the monthly payment plan you like best. You’ll never pay more than you agree to upfront.
  3. Pay over time
    Make payments at affirm.com or in the Affirm App. You’ll get monthly reminders by text and email.

Buy with Confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent
Affirm tells you the total amount you’ll pay upfront. That number will never go up.

Flexible
You choose the payment schedule that works best for you.

Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Rates from {0–36% APR} {10–36% APR}. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.

FAQs

Can I pay off my purchase early?
Yes, there’s no penalty for paying early.

How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?
No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at affirm.com.

 Bank Financing

Here at Seven Peaks we have partnered with Wells Fargo for our financing options. Through Wells Fargo we have 2 financing options. Those options are:

Option #1

Plan #: 1019
Offer: 12 months no interest if paid in full.
Payments: Customer's invoice amount divided by 12 equal payments. (Ex. A customer’s invoice is $1,200 divided by 12 months equals $100 monthly payments. $1,200 / 12 = $100)
Stipulations: If the customer does not pay it off in 12 months they are hit with 28.99% interest for the entirety of the financed amount.
Early Payoff: No early payoff fees.

Option #2:

Plan #: 1193
Offer: 65 months with a rate of 9.90% APR.
Payments: Customer invoice amount multiplied by 2% equals the customers payment. (Ex. A customer's invoice is $1,200 multiplied by 2% equals $24 monthly payments. $1,200 X 2% = $24)
Early Payoff: No early payoff fees. Benefit of less interest paid.